I was very interested in this article, as the affordability of remaining at a family home is often a prime concern for clients dealing with financial issues on a divorce.
When a couple divorces, their housing needs (including the needs to provide a home for the children) are one of the factors the court will look at. If new mortgage products become available making this more affordable, there may be more families who will be able to remain in their family home after divorce.
This is however subject to how affordable the mortgage and costs of staying at the home will be, and what impact this may have on the other spouse.
Almost three in ten end up selling their family home according to research from Nationwide because one half of the divorcing couple cannot afford it on their own. Often the mortgage on the property would have been taken out on the basis of two incomes.